Day trading guide – In this respect you are like the purchaser of common stock except that the value of that stock does not fluctuate with the stock market.

But the rate of return can be changed by the association, and it is changed from time to time. The table on page 137 indicates the rate history of one association from 1930 to 1961. On the other hand, a deposit in a commercial bank is a fixed obligation of the bank to repay. It is like a loan to the bank and is not a purchase of the shares of stock of the bank. It is more liquid, and the banks generally do not restrict repayments to you when you want to withdraw funds except in the case of time deposits which will be discussed later. The interest periods can be of some importance.

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