Day trading futures – Probably the bank's service charge is cheap compared to the extra cost of installment buying, as discussed a couple of pages back.
A Christmas Savings Club is a way of collecting savings in a peculiar form of bank account. Each week throughout the year a club member is supposed to deposit the same amount in his club account. Shortly before Christmas the bank closes the account by paying to each member the total of his deposits, making no charge for expense and no payment of interest for the use of the depositor's money. The popularity of Christmas Savings Clubs seems to be due to such points as these: saving is more fun (or less painful) when the goal is as definite as next Christmas; the weekly sacrifice is small, as little as fifty cents; and lots of acquaintances are doing the same thing. Many people want to belong to a large group, no matter whether the activity is saving money or attending a ball game. Sometimes a man avoids bank accounts and paying by check because he wants no record of what happened.
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